How this calculation works
Stripe currently publishes 1.5% + €0.25 for standard EEA cards, 2.5% + €0.25 for UK cards, and 3.15% + €0.25 for international cards. A further 2% applies when currency conversion is required.
Payment fee calculator
Stripe Fee Calculator
For Netherlands businesses processing online card payments in EUR. Includes EEA, UK and international card pricing plus an optional currency-conversion surcharge.
€
Business country: Netherlands · Settlement currency: EUR · Online card payment
Side-by-side
Stripe vs PayPal on the same amount
Uses each provider's published Netherlands standard rates for the selected region. Custom pricing and PayPal currency conversion are not included.
StripeEEA standard card€984.75
PayPalNL standard commercial payment€965.65
More kept with the lower-fee option€19.10
Rate source
Official Stripe Netherlands pricing. Verified by Earnquo on 2026-10-12.
View official Stripe pricing ↗Practical examples
Stripe fee examples for a Netherlands business
These examples use a standard EEA card in EUR with no currency conversion. They show how the fixed €0.25 and the percentage fee combine at different transaction sizes.
Client paysEstimated feeYou keep
€100.00€1.75€98.25
€500.00€7.75€492.25
€1,000.00€15.25€984.75
What can change the Stripe result?
Card region is important: UK and international cards use different published percentage rates. If Stripe must convert the payment currency, the calculator can also add the published conversion surcharge. Custom pricing, premium cards and other payment methods can still make the real charge different.
Reverse pricing for a target net amount
To keep exactly €1,000 after the standard EEA card fee, the reverse calculation returns €1,015.48. The tool solves for the gross amount and then checks cent-level rounding so the result does not leave the target short by one cent.
Before you use the result
- Choose the payer card region, not your own location.
- Enable currency conversion only when Stripe actually converts the payment.
- Use standard published pricing only if your account does not have custom terms.
- Check the Stripe dashboard for the final fee on a real transaction.
Not included in this estimate
- Custom or negotiated Stripe pricing
- Payment methods with pricing different from standard online cards
- Premium-card or product-specific pricing not represented by the selected scenario
- Refunds, disputes, taxes, payouts or other non-processing costs
How Earnquo handles the math
The percentage fee is calculated from the selected scenario, the fixed fee is added, and the total is rounded at currency precision. Reverse mode searches for the smallest cent amount that still produces at least the requested net result. Read the full methodology and source policy.
Calculator guide
Stripe fee calculation guide
Use the Stripe calculator to estimate card-processing costs for a Netherlands business and to compare the result with PayPal on the same amount. Choose the card region that matches the payer and enable currency conversion only when Stripe must convert the payment.
Formula
The fee is calculated from the published percentage for the selected card region plus the fixed EUR amount. When currency conversion is selected, the additional conversion percentage is included. Reverse mode calculates the minimum gross charge needed to preserve your requested net amount after rounding.
Example
For a €1,000 standard EEA card payment under the current published assumptions, the estimated Stripe fee is €15.25 and the net amount is €984.75. The same screen compares that result with PayPal using its corresponding standard Netherlands assumptions.
Frequently asked questions
Does the comparison guarantee Stripe is cheaper?
No. Earnquo compares the published assumptions selected on the page. Different card types, custom pricing, conversion, payment methods or provider-specific terms can change which option costs less.
What does the reverse mode help with?
It is useful when your contract or quote specifies the amount you want to keep after processing costs. Enter the desired net amount and Earnquo calculates the minimum invoice or charge required under the selected fee assumptions.