How this calculation works
The calculator applies PayPal's published percentage fee, the EUR fixed fee, and any published cross-border surcharge for the selected customer region.
Payment fee calculator
PayPal Fee Calculator
For Netherlands merchant accounts receiving standard commercial payments in EUR. Rates are based on PayPal's published merchant fees.
€
Merchant country: Netherlands · Currency: EUR · Standard commercial payment
Rate source
Official PayPal Netherlands merchant fees. Source updated 2026-07-15; verified by us 2026-10-12.
View official PayPal rates ↗Practical examples
PayPal fee examples for a Netherlands merchant account
The examples below use the same standard Netherlands EEA assumptions as the calculator. They are useful for checking scale: the fixed fee matters more on small payments, while the percentage fee dominates as the payment grows.
Client paysEstimated feeYou keep
€100.00€3.75€96.25
€500.00€17.35€482.65
€1,000.00€34.35€965.65
What can change the PayPal result?
The standard EEA example is not universal. A customer outside the EEA can add a published cross-border surcharge, and currency conversion can create a separate cost that this calculator does not model. Account-specific pricing or a different transaction type can also change the real fee.
Why reverse calculation matters
If you need to keep exactly €1,000 under the standard EEA assumptions, the calculator works backwards and returns €1,035.56. Charging €1,034.00 by simply adding 3.4% would not be equivalent, because PayPal applies the percentage to the final amount charged and also adds the fixed fee.
Before you use the result
- Confirm the merchant account is based in the Netherlands.
- Use the customer region that matches the payment.
- Check whether PayPal will convert the currency.
- Compare the final fee shown in your PayPal account before relying on the estimate for bookkeeping.
Not included in this estimate
- Currency conversion and exchange-rate spread
- Custom or negotiated merchant pricing
- Alternative payment products or account-specific terms
- Refunds, disputes, chargebacks, taxes or withholding
How Earnquo handles the math
The percentage fee is calculated from the selected scenario, the fixed fee is added, and the total is rounded at currency precision. Reverse mode searches for the smallest cent amount that still produces at least the requested net result. Read the full methodology and source policy.
Calculator guide
PayPal fee calculation guide
Use this calculator when you want to estimate what remains after a standard commercial PayPal payment, or when you need to work backwards from a target net amount. The selected customer region changes the applicable cross-border surcharge for a Netherlands merchant account.
Formula
For gross-to-net calculations, Earnquo applies the percentage rate to the payment amount, adds the fixed EUR fee, then subtracts the total fee. In reverse mode, it solves for the smallest charge that still leaves at least your requested net amount after cent-level rounding.
Example
With the current Netherlands standard EEA assumptions, a €1,000 payment produces an estimated €34.35 total PayPal fee and €965.65 net. To receive exactly €1,000 under the same assumptions, the reverse calculation gives €1,035.56.
Frequently asked questions
Does this include currency conversion?
No. The calculator focuses on published standard commercial payment fees for EUR. Currency conversion, custom pricing, alternative payment methods and account-specific terms can change the actual charge.
Why can my real PayPal fee differ?
PayPal pricing can vary by payment type, account agreement, market, currency conversion and other conditions. Treat the result as a planning estimate and compare it with the fee shown in your PayPal account for a final transaction.